Natasha Etschmann is an Authorised Representative (AR#1299881) of Guideway Financial Services Pty Ltd #420367. For further information please refer to my Financial Services Guide, available here. The information contained on this website is general in nature and does not take into account your personal situation. Where information on this site constitutes the provision of general advice, you should consider whether the information is appropriate for you, and seek professional advice from a financial adviser or other professionals where appropriate. If the information is about a particular financial product, you should also read the relevant Product Disclosure Statement; Target Market Determination prior to making a decision. Past performance is not a reliable indicator of future investment returns. Taxation, legal, Centrelink and other matters referred to on this website are of a general nature only and are based on our interpretation of laws existing at the time and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.